Excellent Credit = Fast & Easy Loan!

• No Income/Asset Documentation

• Primary Residence, Second Home and Investment Property

• Fixed Rate, ARM and Interest Only

• Up to 95% LTV with no MI
  (With 1st/2nd Lien Combs)

Your buyers with excellent credit may qualify for a Fast & Easy loan. This streamline program requires no income or asset documentation, only verification of employment in the same line of work for at least two years. This is especially beneficial for borrowers who are self-employed or paid by commission who might otherwise have to provide two years tax returns.

Many loans with lower documentation cost more, these don't! Borrowers with excellent credit are rewarded with streamline processing at the same rate as a full documentation loan. Fast & Easy loans may be used for purchase of a primary residence, second home or investment property. A variety of Fixed, Adjustable and Interest Only options are available and seller contributions are allowed. No Mortgage Insurance is required on financing up to 95% with 1st/2nd lien combinations. Eligible property types include Single Family Residence, Condo's and Town Homes.