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Residential Financing


Loan Types:  Conventional, Jumbo VA, Texas Vet and Subprime

Fixed Rate:  15, 20 and 30 Year Terms

Adjustable Rate:  6 Mouth to 10 Year ARM

Intereset Only:  Adjustable and Fixed Rate

Pay Option ARM:  Choose from four payment options each month

1st and 2nd Lien Combo Loans:  80/10 , 80/15 and 80/20 (No MI)

Up to 107% Financing:  No down payment and closing costs rolled into the loan

Seller Contributions:  Up to 9% allowed for closing costs

Less Than Perfect Credit:  Many borrowers with credit issues may be qualified


Preferred Broker

Provident Mortgage is recognized as a preferred broker with leading wholesalers in the industry, which allows us to offer premium rates and streamline programs to our clients. We also manage all of our loans in house from application through closing.