Applying for your loan is easy!

Please select the option most convenient for you.

1. Complete our Complete Application Form. This is recommended if you are ready to apply now. The process can take approximately five to fifteen minutes. You will have the opportunity to save your work and return to it later.
2. Complete our Short Application Form. This process usually takes less than five minutes. A loan officer will contact you once we receive your application.
3. Call us and we will take your application over the phone.
4. Have a loan officer contact you
5. Download the loan application, complete it as best you can, then mail or fax it to us.

Helpful Tips - Document Checklist

The following Document Checklist and Instructions will help you in filling out your loan application.

Disclosure Forms

The following disclosure forms are required for all loan applications.  If you apply online or by phone you may print and sign these forms to mail in with a signed online loan application.  If you apply in person these forms will be provided in our office.  (Some forms are legal size).

Borrower Authorization

Mortgage Broker Disclosure

Borrower Certification & Authorization

Servicing Disclosure Statment

ECOA Notice

Fair Credit Reportiing Act

Insurance Agreement

Flood Insurance Agreement

Escrow Option Form

Privacy Notice

FACTA Notice

The following disclosure forms are required only for Home Equity (Texas Cash Out) Loans.

Texas Low Rate Home Loan Disclosure

Determination of Fair Market Value

Extensions of Credit